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Finances – Claiming Back What Is Yours

 
With everyday living becoming more expensive, every penny counts! Even more so when you have a family to provide for. Simple things such as easy ways to save money and quick ways to increase your income can be a game changer. But did you think of claiming for money that you could well be entitled to? Here are 4 avenues that could potentially give you a payout that you rightly deserve.

 

Reclaim PPI For Free

So many people have been mis-sold PPI and as a result, are owed compensation. Don’t use PPI claims agencies to work on your behalf as they will take a cut of up to 35% of your reward. Use the free online tool Resolver that will handle the complaint from start to finish at no cost to you. I can personally recommend this service having used it myself. So whether your PPI was taken out on a credit card, store card, loan or car finance, your lender could potentially be liable to reimburse you.

 

Mis-Sold Mortgage?

If you were sold a mortgage through a broker after the 31st October 2004, then there is a possibility that the mortgage was mis-sold. Mortgage claims are a simple process to follow and help you claim back what is rightfully yours. There are so many ways in which a mortgage can potentially be mis-sold. You may have been advised to consolidate any debts onto your mortgage, which would have increased the interest and lengthened the terms of the debt. Your mortgage could carry on post-retirement, were you aware how you would cope with the payments when the time comes? There are many more reasons why your mortgage could have been mis-sold so it wouldn’t hurt to look into your agreement to see where you stand.

Lower Your Council Tax Band

It’s surprising just how many homes are in the incorrect council tax bands. I suspected ours was in the wrong band so I compared ours with the neighbours and discovered ours was incorrect. I saved £200 annually after looking into this, so definitely worth checking when you get the chance.

 

Energy Mis-Selling

Perhaps you have a discrepancy with your energy provider?  Have you reported a problem and still awaiting a response even though they have had ample time to act? Have you been overcharged on your bill even though the meter readings were correct?  Then you can take it further with the free Energy Ombudsman Service. Make sure you have exhausted all avenues with your provider before contact the Energy Ombudsman. Eight weeks is sufficient enough to give the supplier a chance to rectify the problem.

 

Claim back what is yours!

*This is a collaborative post*

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5 Comments

  1. Susan Smith

    June 13, 2018 at 4:38 pm

    Wow, thanks for the tips, I will certainly be looking into the council tax band also the ppi resolver

  2. Jayne

    June 13, 2018 at 6:48 pm

    You’re very welcome and good luck!

  3. TRACY JACKSON

    June 16, 2018 at 3:55 pm

    This is really useful, I blog about moneysaving too. I know some identical flats to ours in the area that are in a higher council tax bad than us, so it definitely happens! I found that out when viewing it with a friend who was looking at renting it, but that put her off! x
    Tracy @bloggerbythesea

  4. Chloe

    June 18, 2018 at 2:25 pm

    Hi, these are great tips you never know you might be in for a surprise #mmbc
    Chloe recently posted…Review of Vasilissa Wild Forest Honey With CinnamonMy Profile

  5. Louise Reeks

    December 28, 2018 at 10:10 am

    Great read,very useful

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